So you can invest ₹72,861 or ₹73,000/- into an SIP that returns 9.77% a year
Target : ₹ 3 Crore
Term :- 192 months
Initial Seed :- ₹0/-
Aggregate monthly returns = 9.77% / 12 = 0.815%
Corpus = SIP * [((1+i)^n – 1))/(i)] * (1+i)
3 Crore = SIP * [((1.00815)^192–1))/(0.00815)]* (1.00815)
3 Crore = SIP * [3.75/0.00815] * 1.00815
SIP = (3 Crore * 0.00815)/(3.75*1.00815) = ₹64,700/-
Variance Risk = 5.79% ; Inflation hedge = 6.45%
Advised SIP = 64,700*(1.0579)*(1.0645) = ₹72,861/-
So you can invest ₹72,861 or ₹73,000/- into an SIP that returns 9.77% a year and protect yourself against temporary financial problems(10% or 20 months out of 192 months) & also against Inflation and get a Corpus of ₹3 Crore minimum at the end of 2041
If lucky your maximum corpus would be ₹3.4 Crore
For more information you can visit our website :- https://stratfin.co.in/investment/
Mutual Fund:
SIP in Axis Small Cap (Rs7000/month)
SIP in SBI Contra (Rs8000/month)
Quant Small Cap (Rs10k/month)
Aditya Birla PSU (Rs10k/month)
Quant Infra MF(Rs5k/month)
Quant Manufacturing(Rs5k/month)
One time ELSS investment of SBI long term (Rs1.5Lakh)
Bank of India Small Cap (Rs2k/month)
ULIP:
TATA AIA ULIP of Rs1.5Lakh/year
My portfolio XIRR is 32% with individual XIRR below:
Quant Manfucturing XIRR of 52%, Quant Small Cap 44%, SBI Long term 51.8%, Axis Small Cap 66%, Bank of India Small Cap 52.4%
